Smart Money Split (Personal)

The Smart Money Split spreadsheet, seamlessly presented in a Google Sheets format, is your essential tool for achieving financial peace of mind. Custom-made for those determined to stay ahead in their personal finance game, it's your key to saving more and reducing debt. Get on top of your financial health with this intuitive, accessible tool and start paving the way to a debt-free and savings-rich future today.

This user-friendly, digital budget planner is designed with the paycheck budgeting method in mind, making it perfect for individuals who prefer organizing their finances around their pay cycle. You can choose between a 50/30/20 budget split or 70/20/10 budget split. 

This spreadsheet allows you to methodically plan your paycheck allocation for needs, savings, and fun. As you fill out each cell, you'll tag the type of allocation. While you're tagging, the "Paycheck Remaining" section will dynamically update as well as the corresponding pie chart to ensure you're keeping your percentages balanced.

This Google Sheet: 

☑️ Helps you categorize your paycheck by needs, savings, and wants
☑️ Automatically breaks down your check by each percentage into the corresponding dollar amount
☑️ Automatically updates the remaining paycheck amounts when you've added your budgeted amounts
☑️ Comes with instructions for how to use the budget by paycheck tracker included.